Frequently Asked ELT Questions

The following questions and answers relate to the different procedures you should be familiar with when using Florida's electronic lien and title program. After reading through our Florida Electronic Lien and Title FAQs, should you still have questions, please call 1 (888) 675-7477 or write to us.

FAQ TOPICS general questions definitions procedures live chat REGISTER

How do I know if I need to register for the ELT system?

If you currently have a finance license starting in MV or SF, you need to register.
If you are named as the lienholder on a title you need to register.
What happens after I register for electronic lien and title service with Florida ELT?

Soon after you register for a Florida electronic lien and title account with Florida ELT, we'll email you a form (HSMV 82150) to sign and mail back to us. This form is required by the FLHSMV and allows a unique ELT Identification number to be assigned to you. The ELT ID number is used on the Florida title application (Form 82040).
Can I convert a Florida paper title that I have to a Florida electronic title?

No. Although it's possible that this may change in the future, at this time once a paper title has been printed it cannot be converted back to an electronic title.
Can I print a title through the Florida ELT service or must I go to a DMV office or tag agency?

The Florida ELT system conveniently allows you to request the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) to print and mail the title. You and/or your customers also have the option of going to a local Florida DMV office / tag agency to request a printed title in person.
How long does it take for an electronic lien to show up in the Florida ELT system?

After the title application has been properly submitted to the tag agency/tax collector's office it will take three to five days for the electronic lien to appear in your Florida ELT account. You'll receive an email notification when the lien is in your account.
Can I print the electronic title after releasing the lien?

You have the option to request a printed title from with the Florida ELT system, but you will not actually print the title yourself. The Florida ELT system sends a request to the FLHSMV for the title to be printed.
If I'm paying off a lien for my customer that has a paper title, what do I do if there's a lien from another financial institution?

Please write to us or call 1 (888) 675-7477 to speak with an electronic lien and title specialist that can provide guidance for this question.
If I'm paying off the lien for my customer that has an electronic title (stored as an ELT), what do I do if there's a lien from another financial institution?

Please write to us or call 1 (888) 675-7477 to speak with an electronic lien and title specialist that can provide guidance for this question.
I am accepting a trade-in vehicle from a customer, but the customer doesn't have the title. I verified that there is no lien recorded on the vehicle and there is no electronic title. Must I apply for a duplicate title and process the paperwork as usual?

Please write to us or call 1 (888) 675-7477 to speak with an electronic lien and title specialist that can provide guidance for this question.
If there is an electronic lien on a title, must the dealer wait for a paper title to be printed before the ownership can be transferred to a new retail buyer or another dealer?

Please write to us or call 1 (888) 675-7477 to speak with an electronic lien and title specialist that can provide guidance for this question.
I have to do a reposession. What do I do now because I don't have the paper title?

Please write to us or call 1 (888) 675-7477 to speak with an electronic lien and title specialist that can provide guidance for this question.
Who prints the title? Where can I get a printed title? Can the customer print the title at any Florida DMV office / tag agency?

The Florida Department of Highway Safety and Motor Vehicles is fully responsible for printing all titles. Lienholders who have the Florida Electronic Lien and Title account with Florida ELT may request a printed title through the system, but they are not required to do so. They can leave the title in electronic format or they can instruct the customer to visit a local Florida DMV office or tag agency to request a printed title.